Life happens
in stages
Get from here to there.
A family financial life plan shifts over time. It reflects who you are today and who you will become.
Jared is doing well. He’s earning a good income and has the opportunity to participate in more company stock. But he’s not sure how RSU’s, ESPP’s or 401k’s should be managed. Plus, his savings is not working as hard as he is.
The Plan
Reaching an early career milestone is definitely a congratulations moment. It’s also a good time to begin a goals-based financial plan, think through portfolio diversification and put your money to work.
Liz just got a promotion. She and her husband want private schools for their two kids. And a vacation.
The Plan
This is one of life’s “get ahead” moments. The key is to celebrate the promotion and not spend 100% of the raise. It helps to have a plan.
Taylor is thinking about what’s next in life. The kids are launched and she’s imagining something new in her work, but her parents are aging and may need her help.
The Plan
This kind of role reversal moment needs thoughtful attention that includes updating your own retirement plan while also having the necessary conversations with parents about health and living arrangements.
Mike loves his work and doesn’t want to retire any time soon. Lisa is ready for their next chapter.
The Plan
Working longer will build up even more retirement savings, but there are other considerations, too. Creating a shared vision of what retirement looks like, planning for Medicare and Social Security benefits, and having a tax efficient strategy for replacing earned income.
Barbara never wants to be a burden on anyone. She also intends to help her family’s financial security.
The Plan
Updating your Estate plan will assure that medical and financial decisions are made according to your wishes. A financial roadmap—even now—creates clarity about asset conservation and wealth transfer.
With us, you’ll have a financial coach for life.
Wherever you are in the journey of your family life, our family financial experts will help you take the next steps and think three steps ahead.